Identity Theft


What is Identity Theft Professional Fees?

  • A policy designed to cover the cost of professional fees charged by a claims handler, solicitor or accountant incurred as a result of Identity Theft.
  • It also provides access to an Identity Theft Advice Helpline. Offering advice and guidance including template documents / letters as to how to handle the Identity Theft situation, including appropriate contact details.

 

The Policy Covers in Brief:

  • The removal of any criminal or civil judgments wrongly entered against the Insured Person.
  • Challenging the accuracy or completeness of any information in a Credit Reference Agency report.
  • Creating documents needed to prove your innocence in terms of any financial irregularities committed unlawfully
  • Postal and phone costs you have to pay in dealing with financial institutions, the Police and Credit Reference Agencies to report or discuss an actual Identity Theft
  • Fees charged for reapplying for a loan which has been rejected due to the original application being rejected solely because the lender received incorrect credit information
  • Your lost earnings as a result of time away from work to go and see the Police, financial institutions or Credit Reference Agencies to report or discuss an actual Identity Theft
  • Limit of indemnity:

–        Any One Period of Insurance £50,000

–        Any One Claim £50,000

  • Access to an Identity Theft Advice Helpline

 

Policy covers may vary depending on final product chosen.

 

For further details please contact our team on 0114 2493300 or email: assist@lexelle.com