New figures suggest the cost of ‘crash for cash’ fraud has dropped by almost £60 million in the last three years following a major crackdown by insurers and police.

Statistics from the Insurance Fraud Bureau (IFB) indicate an overall decline in ‘crash for cash’ fraud, with total scams now valued at £336 million (compared to £392 million in 2012).

Despite a tighter grip on ‘crash for cash’, the IFB has reported an increase in different types of motor scams and organised fraud being investigated in other areas of insurance, including ‘slip and trips’, noise-induced hearing loss and household property claims.

IFB director Ben Fletcher said that despite the improved figures, the work is far from done.

“Whilst today’s figures prove that the insurance industry, in partnership with police, is closing the net on ‘crash for cash’ fraudsters, our work is far from done,” he said.

“Fuelled by greed, insurance cheats still put innocent members of the public in grave danger when they deliberately cause crashes. We will leave no stone unturned in pursing these fraudsters, securing prison sentences and making our roads safer.”

Since being set up in 2006, the IFB has assisted with more than 1,110 arrests, securing prison sentences totalling over 340 years for criminals orchestrating ‘crash for cash’ scams.

In recent months, the IFB has increased investigations in other lines of organised insurance fraud.

“Criminals will attempt to defraud insurers of money across all areas of insurance, from fake household claims to bogus motor and liability personal injury claims,” added Ben.

David Hertzell, Head of the Government’s Fraud Taskforce, said: “Fraud is anti-social. It is the honest customer that ultimately picks up the bill for insurance cheats and it’s the lives of innocent motorists being gambled with when a ‘crash for cash’ fraudster stamps on their brakes on busy roads.

“The Government will continue to support the insurance industry in stamping out fraud, but we all have a role to play in exposing the criminals.”

The IFB is currently investigating over 135 operations into organised motor fraud (typically ‘crash for cash’ motor fraud) valued in excess of £125 million and is working with the Insurance Fraud Enforcement Department (IFED), and police forces across the UK, to develop intelligence and gather evidence to bring these fraudsters to justice.

If you have any information about insurance scams, or have any suspicions about the activities of others, call Cheatline on 0800 422 0421 or report online at

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