Residential Legal Expenses Insurance

Why have three policies to manage when you can have just one.

Using our years of experience in writing family and property Legal Expenses Insurance (LEI) covers we have devised a solution for brokers and their clients that makes life simpler.

Historically brokers have had to manage 3 different Legal Expenses (LEI) policies for properties depending upon their status, beit the family home (principal home), 2nd property or unoccupied. This has led to errors and issues for brokers and their clients.

Issues have also arisen where a change to the status of a property has occurred, and the LEI cover has not been adjusted to suit.

The Lexelle Residential LEI policy solves this by being a single policy providing appropriate cover for properties in all 3 status types (details of cover provided is detailed in the table below).

The policy is rated at a single premium (dependent upon if you choose Platinum of Platinum Plus cover level) so there is no need for you to declare if the property status changes.

We can offer the Residential policy in 2 cover levels, Platinum and Platinum Plus

Residential Legal Expenses cover sections:

Section	Cover	Is it your principal home?	It is a 2nd home/unoccupied property you own
1	Free Legal Advice	✓	✓
2	Personal Injury	✓	✗
3	Employment Disputes	✓	✗
4	Criminal Prosecution Defence	✓	✓
5	Tax Protection	✓	✗
6	Jury Insurance	✓	✗
7	Probate	✓	✗
8	Contract Disputes	✓	✓
9	Property Protection	✓	✓
10	Education	✓	✗
11	Identity Theft	✓	✗
12	Social Media Deformation	✓	✗

Note: Sections 10, 11 & 12 are only provided for Platinum Plus cover.

Call if you wish to discuss how using Lexelle’s Residential LEI cover can help make the life of a broker and your customers simpler.

To talk to us about our Residential Legal Expenses Insurance product offerings or any of our other products, please call 0114 350 4107 or email sayhi@lexelle.com.